Commercial Insurance Coverages

You got into the trucking business for a reason. Sure, you wanted to make money, have a career and the like – but there’s more to it than that. Trucking does good. It gets people the goods and services they need. Trucking improves the lives of many people while bringing important items to the community. Over the years, it’s been our pride to help so many different trucking companies get to the next level. We’ve helped some upstarts get off the ground as well as seen some large corporations become even bigger still. These commercial insurance coverages are one more opportunity to grow. They can enable your trucking company to become everything it truly can be.

When you first look into them, there are seemingly as many different commercial auto coverages as there are individual trucks on the road. As with many types of insurance, it can seem very confusing at first. Should you have any questions, we’re always glad to sit down with clients and go over how everything works. To expedite the process, we make on suggestion: lay out all of your driver’s risks. You can write them down in your phone, in an email, online or anywhere else, but just list all of the risks or challenges that your driver’s will face in a single day. Don’t limit yourself, write them all out: the most challenging, the easiest, essentially everything that could happen. The next step is to bring us this document. From it and talking to you, we can give you the right commercial insurance package for your company.

In this state, unlike some, it’s necessary to have a liability insurance plan for your trucks as well as your drivers. Of course, that is the rock bottom minimum. You may also choose to have more. As your drivers work hard and drive conscientiously, you might choose to get more or less insurance. When the unthinkable does happen, liability insurance can be there to pick up the pieces. In fact, you may have heard this kind of insurance called a “financial painkiller,” which just means that it takes the pain out so that your company can recover more quickly.

When crashes occur, they don’t just hurt people – they can hurt property, too. Unfortunately, when both occur, you might have to pay a lot of money. To that end, we recommend our “Property Damage” and “Bodily Injury” insurance packages. There’s nothing easy about driving out on the open highway. If you’re worried about paying the bills for an injury or to repair your truck, it’s liable to take your attention away from the road. This insurance package can do both. The road will never be entirely safe; however these packages can help to make you feel more confident on them.

Drivers who are uninsured or underinsured are a fact of life everywhere. All you can do to keep from getting hit by one is to drive conscientiously and defensively… and yet sometimes, that just isn’t enough. When one of these drivers hits you, it can be hard to get all of the money you’re owed. To keep you and your business protected, we offer “Uninsured Motorist” insurance. See, if you’re hit by one of these drivers, you could have to pay for the injuries and damages on your own, even if you weren’t at fault. Don’t be forced to shell out lots of money for something someone else did.

Driver protection plans are important wherever you go, and in whatever capacity you go there in. Should you be a truck driver for hire or a trucking driver, these plans can give you protection as well as peace of mind. “Medial Payments” plans can cover the medical bills for drivers as well as passengers. The same goes for “Pet Injury Coverage.” If animals are hurt in a crash, this coverage can handle any of their treatment costs from the veterinarian. For you, “Personal Injury Protection” can be the insurance that gives you what you need: compensation for your injuries.

Your business can’t function without trucks. We understand that. It’s why we offer so many commercial vehicle insurance plans. You can get “Comprehensive” insurance, which is exactly what it sounds like. Also, “Collision,” “Physical Damage,” “Individual Named Insured Endorsement,” “Fire and Theft with CAC” are also available types of this insurance.

Using your truck for business and business alone? We’ve got your insurance packages. “Motor Truck Cargo” and “Motor Truck General Liability” makes sure that anyone who rides or works with you can feel confident. “Trailer Interchange” protects your trailer, while we also feature unique insurance types like “Rental Reimbursement with Downtime.” Of course, if you want to hear about any of these kinds of insurance, don’t hesitate to call us.

The above are just a few of our deep catalog. A business that’s well protected is one that’s well set up for the future. “Non-Owned Vehicle,” “Any Auto,” “Hired Auto,” “Drive Other Car,” “Single Deductible Endorsement,” and “Employer’s Non-Owned” are just an inkling of our further plans. Give us a call, and we can find an insurance package that’s right for you.

You can’t guarantee what’s going to happen on the road. All you can do is prepare for it. When you call our Washington trucking insurance company, we can put together an insurance plan that will keep you safe wherever you go.