Owner Operator Insurance

When you head out on the Washington roads, you can see the opportunity before you. Alas, there’s plenty of danger on those roads, too. No matter how great a driver you are, no matter how safe, anything can happen. When a mistake happens, it happens. Trucks are incredible vehicles that transport essentially any cargo carefully, but all of that power comes with consequences. The responsibility of driving a truck is a great one that must be treated with the utmost respect. To that end, the driver is just one more thing that owner operator insurance covers. It also covers properties, brand reputation and so much more. Feel confident in your driving and your insurance when you go out with one of these packages.

Research is important. In fact, we always make it a point to tell clients before they sign with us to do as much research as they physically can. By that same token, you’re not in the “research trucking insurance” business. Should you be looking for the best plan for your company that does everything that your company wants your plan to; we can do the research for you. By doing that, it’s one more way that we can be more than just insurance agents. We see ourselves as business partners, always wanting to offer you more. You should feel secure and protected by your insurance company – we aim to do that while also giving you the lowest rates available.

It’s perfectly normal or many owner operators to only be under the insurance from their motorcarrier. That being said, the owner operator isn’t always getting the best out of that deal. The motor carrier typically isn’t always aware of what the best insurance options are out there. That’s why we love to talk to owner operators. We can look at your situation, and lay out any deals that might be better. Since this is our 24/7 job, we know everything that’s going on with it. So, we may know of some discounts that you weren’t aware of. We can help you to get a total trucking insurance that covers everything. Additionally, we can help those clients who just want the least amount of insurance possible at the legal limit. Of course, we can help anyone in between. Once our agents know what you’re looking for, we can put it together for you.

You may be an “independent driver,” but we’re out there alongside you. With our large selection of voluntary as well as mandatory insurance plans out there, we can help any number of owner-operators as well as drivers under a permanent lease to find the right plan. Of course, should you have any questions, we can consult with you and walk you through every step of the process. With the right insurance, your drive becomes just a bit safer.

• Insurance for Motor Truck Cargo
  You may be the safest driver, but things will happen on the road that you can’t control. You can’t always worry about the cargo; your focus has to be on the road. Accidents are a fact of life on the road, cargo can be taken away, natural disasters and fire can occur whenever, and those are just a few of the negative events that can happen on the road. Truck cargo insurance can help with those circumstances. Your customers will feel so much more confident when they know that their driver has insurance for their cargo.
• Insurance for Physical Damage
  Hard to make much money in the trucking industry when your trucks can’t get out on the road. You stand to lose even more money if your truck is in the shop for an extended period of time. That’s where owner operators’ physical damage insurance coverage can be a great help. With this insurance, your truck can get back on the road fast should something knock it out of commission. You can even pay less to fix your truck with this insurance. So, in the event that your truck is damaged, this insurance will make sure that you’re compensated. After all, you can’t be a truck driver if your truck is in a mechanic’s shop somewhere.
• Insurance for Liability
  It’s our pleasure to work with some of the best, most conscientious truck drivers in the country. They work hard, take their responsibilities seriously, and do the best they can. Accidents are horrible, and no one wants them. However, you know that being prepared is important, too. Owner operator liability insurance covers physical harm, property damage and the like. Instead of having to worry about what you’re going to do after an accident, this insurance can give you that important peace of mind. With your mind freed from worry or rumination, you can just focus on doing the best job. We do offer bodily injury and property damage plans. It’s our recommendation that you purchase both. That way, you’ll be prepared no matter what happens. However, we understand that some of our clients don’t want to do that. Like we said, one of our great strengths is tailoring our packages to our customers.