Tow Truck Insurance

You may have a lot of employees that work for your company; you may only have a few. That said, if you own tow trucks, they might be some of your best employees. They were hired to work for long hours, day after day, year after year, and they certainly do that job. They’ll never stay at home when you need them and they’re always glad to work weekends and holidays. As you might imagine, their continued use is paramount. Sure, you do what you can to make sure they’re maintained and kept up, but there’s something else you can do: tow truck insurance. This highly specific type of trucking insurance is one of our specialties, as we can get you a great plan for much less than you would pay to another company.

Nothing is quite like driving a tow truck: every day, you’re towing something that’s worth much more money than the tow truck. This is why it’s critical to pay for the right amount of tow truck insurance. You’re setting money on fire if you pay for too much. By that same token, you could be liable for covering the prices of those expensive cars if you don’t pay enough. We can work with you to find the right plan for exactly what you’re looking for in tow truck insurance.

If you’ve been clicking through our site, some of these types of insurance may sound familiar to you. They are, but these plans have been specifically formulated for tow truck drivers.

• Uninsured Motorist
  Getting hit by an uninsured motorist when you’re driving a tow truck is dangerous on multiple levels. It’s dangerous to your vehicle as well as your business, since there’s no insurance company for you to receive compensation from. This uninsured person isn’t your responsibility. But, to protect yourself from them, we offer our “Uninsured Motorist” package. This insurance covers damages to your vehicle as well as any medical treatment you may need that results from injuries. That also goes for any passengers you have in your vehicle as we
• Physical Damage
  Driving a tow truck is more dangerous than some realize. Some folks get very angry at tow trucks, as they blame the tow truck for towing their improperly parked vehicle and the like. These kinds of incidents are what our “Physical Damage” plan is for. It covers theft, fire, natural disasters, collisions and more. Those are just a few of the options available – there are several more. The goal of this package is always to make sure to that your vehicle gets repaired quickly so that you can get out back out there.
• Medical Payments
  Being in an accident while you drive a tow truck is terrible. Should someone be injured in such an accident, this insurance protects you as well as them. It ensures that anyone who’s hurt in a tow truck accident can afford the help they need to recover. Of course, it also covers you should you be hurt in an accident as well.
• Liability
  Tow trucks can be difficult to drive. Often, you have to take them to out of the way, potentially unsafe places that vehicles don’t always go. When the unthinkable happens, this insurance has you covered. The last thing anyone wants to see is an accident. But, always know: whatever happens on the road, we’re by your side. The “Liability” side can pay for the damage should you be determined to be at fault. As with all of our packages, we hope you never have to use it.

A tow truck business is a different entity from any other kind of towing business. It has some things in common with other businesses, but not many. So, we offer specific packages just for tow truck owners.

• On-Hook Towing
  Not to belabor a play on words, when this particular package takes you “off the hook” for paying for someone else’s vehicle. With your tow truck business, you probably tow a lot of people who have very expensive cars. Should something happen when you’re towing these vehicles, you do not want to have to pay for them. That’s where this insurance comes in. Beyond that, it also covers the other ways that a vehicle could get damaged if you were towing it: theft, vandalism, fire and so many other bad things that can happen. When you have this package, you can tow without worry.
• Garagekeepers Legal Liability
  When customers park their vehicles in your garage, you can’t always be 100% sure of what they’re going to do. This particular package makes it so that you don’t have to pay should something happen to their vehicles while they’re in your garage. It keeps you from being responsible for the property of someone else when they bring it to your establishment. It covers what you might deal with: vandalism, theft, collisions, fire and others.